Readers of this book will find useful information on establishing Village Community Bank, the Bank that bring about source of capital for low income individuals. The book lay out procedures to be followed in establishing Village Community Bank, ways to manage operations of VICOBA. It further,give out successful scenario of successful VICOBA. Apart from procedures, management of VICOBA, the book provides background information of VICOBA.

Juma Almasi Mhina, MCED studied Community Economic Development-Open University of Tanzania. Assistant Lecturer at Tengeru Institute of Community Development. Possess facilitation, mobilization and sensitization skills.